What should I look for in an RV storage contract?

Signing a contract for an RV storage space is a significant step in protecting your investment. A well-written contract clearly defines the rights and responsibilities of both you and the facility, helping to prevent misunderstandings. Before you sign, it is crucial to read every clause carefully. This guide outlines the key elements you should look for and understand in any RV storage agreement.

Essential Contract Terms and Definitions

The contract should start with clear definitions. Pay close attention to how it defines key parties and items. You are typically the "Renter" or "Occupant," and the company is the "Owner" or "Operator." The contract should explicitly define your "Vehicle" or "Property," including its make, model, year, and license plate number, and specify the exact "Space" or "Unit" number you are renting. This precision is the foundation of the entire agreement.

Financial Obligations and Fees

This section must be unambiguous. Look for the following details:

Monthly Rental Rate: The base cost for the space.
Payment Due Date and Grace Period: The specific day of the month payment is required and if there is a short window before a late fee applies.
Late Fees and NSF Charges: The exact dollar amount or percentage charged for late payments or returned checks.
Security Deposit: Whether one is required, the amount, and the specific conditions for its full or partial refund upon move-out.
Pro-rated Rent: How your first month's rent is calculated if you move in mid-cycle.
Annual Rate Increases: Many contracts include a clause allowing for annual rent increases, often with a 30-60 day notice requirement.

Access, Security, and Facility Rules

Your contract will detail how you can use the facility. Scrutinize these rules as they directly impact convenience and security.

Access Hours: Are gates open 24/7 or only during specific hours? Are there reduced hours on weekends or holidays?
Security Measures: The contract may reference gate codes, key fobs, or surveillance cameras, but it rarely guarantees security. Look for language stating the facility is not liable for theft or damage, reinforcing the need for your own insurance.
On-Site Rules: These often prohibit living in the RV, performing major repairs, dumping waste, storing hazardous materials, or idling for extended periods. Violating these can be grounds for termination.

Insurance and Liability Provisions

This is one of the most critical sections. The facility's contract will almost certainly include a strong limitation of liability.

Facility Liability Disclaimer: Expect language stating the facility is not responsible for damage from fire, flood, wind, theft, vandalism, rodents, or accidental damage caused by other tenants. They are typically leasing only the space, not providing guardianship of your vehicle.
Your Insurance Requirement: The contract will likely require you to maintain current and comprehensive insurance on your RV and list the storage facility as an "additional insured" or "loss payee." You must provide proof of this insurance.
Indemnification Clause: You may be required to agree to hold the facility harmless from claims arising from your use of the space or your vehicle.

Termination, Lien, and Default Policies

Understand the conditions under which the agreement can end and the serious consequences of non-payment.

Your Termination: Notice required to vacate (e.g., 30 days).
Facility Termination: Reasons the facility can ask you to leave, such as rule violations or non-payment.
Lien Rights: State laws and your contract grant the facility a "lien" on your RV if you fail to pay. After a defined period of default, they can legally seize and sell your vehicle to recoup unpaid rent and fees. The contract will outline this process, including notification requirements.
Abandonment: The contract will define what constitutes abandonment (e.g., non-payment and no communication) and the facility's rights to dispose of the property.

Pre-Signing Checklist and Final Advice

Before you sign, take these final steps:

Tour the Exact Space: Verify the size, surface (gravel, pavement), and clearance for your specific RV, including slides and antennas.
Ask About Included Services: Clarify if winterization checks, battery charging, or tire covers are included, prohibited, or available for an extra fee.
Get Everything in Writing: If the manager makes a special promise, ask for it to be added as a written addendum to the contract.
Cross-Reference with Other Rules: Ensure the contract terms align with any rules from your HOA or insurer.
Keep a Copy: File your signed contract and all related documents in a safe place.

A storage contract is a legal document designed to protect the facility's business. Your due diligence in reading and understanding it is the best way to protect yourself. If any clause is unclear, ask for clarification. Always confirm specific rules with the facility, and ensure your insurance policy meets their requirements and adequately covers your RV while in storage.